Join GRO-MSME CLUB

Refund & Cancellation Policy

Last Updated: September 17, 2026

Quick summary: GRO-MSME offers Monthly, Quarterly, and Annual membership plans billed in advance with automatic renewal. A 14-day cooling-off period from first payment entitles users to a full refund by emailing support@gromsme.club, processed within 7-10 business days. After the cooling-off period, the Monthly Plan is non-refundable while Quarterly and Annual Plans get pro-rata refunds. Members can cancel anytime from account settings; access continues until the end of the current billing period. Exceptional circumstances such as medical emergencies are reviewed case-by-case. Contact: info@gromsme.club, +91-9811312259.

GRO-MSME (gromsme.club) offers flexible membership plans to support Micro, Small & Medium Enterprises with advisory, funding, and compliance services. This Refund & Cancellation Policy explains how billing, cancellations, and refunds work across our Monthly, Quarterly, and Annual membership plans, so you know exactly what to expect before and after you join. For details on how we handle your data, see our Privacy Policy, and for full usage terms see our Terms & Conditions.

1. Membership Plans

GRO-MSME offers our membership plans in the following billing cycles to suit different business needs:

PlanBilling Cycle
Monthly PlanBilled monthly
Quarterly PlanBilled every 3 months
Annual PlanBilled annually

2. Payment Methods

We accept payments via:

Note: We do not accept cash payments.

3. Billing Cycle

All memberships are billed in advance, based on your selected plan:

4. Automatic Renewal

Memberships automatically renew at the end of each billing cycle unless cancelled by the user beforehand. Users receive a reminder email 7 days before the renewal date, so there's always advance notice before the next charge.

5. Refund Policy

Cooling-Off Period

Users are entitled to a 14-day cooling-off period from the date of their first payment. During this period, users may request a full refund by contacting our support team at support@gromsme.club. Refunds are processed within 7–10 business days.

Post Cooling-Off Period

6. Cancellations

Users may cancel their membership at any time through their account settings. After cancellation, the membership remains active until the end of the current billing period, and no further charges will be applied.

7. Exceptional Circumstances

In cases of medical emergencies or other significant events beyond the user's control, exceptions to this refund policy may be considered on a case-by-case basis. Users should contact our support team with relevant supporting documentation for review.

8. Frequently Asked Questions

What is GRO-MSME's cooling-off period for refunds?

GRO-MSME offers a 14-day cooling-off period from the date of your first payment. Within this window, you can request a full refund by emailing support@gromsme.club, and refunds are processed within 7-10 business days.

Can I get a refund after the 14-day cooling-off period?

After the cooling-off period, the Monthly Plan is non-refundable. Quarterly and Annual Plans are eligible for a pro-rata refund, which deducts the cost of the months already used.

How do I cancel my GRO-MSME membership?

You can cancel your membership anytime from your account settings. Your membership stays active until the end of the current billing period, and no further charges are applied after that.

Does my GRO-MSME membership renew automatically?

Yes. Memberships renew automatically at the end of each billing cycle unless cancelled beforehand. You'll receive a reminder email 7 days before the renewal date.

What payment methods does GRO-MSME accept?

GRO-MSME accepts Cheque/Demand Draft, Net Banking, UPI, and other secure payment gateways. Cash payments are not accepted.

9. Contact Information

For refund requests, cancellations, or any billing questions, reach out to us: